英语分站

　　Part A: Spot Dictation

　　Directions: In this part of the test, you will hear a passage and read the same passage with blanks in it. Fill in each of the blanks with the word or words you have heard on the tape. Write your answer in the corresponding space in your ANSWER BOOKLET. Remember you will hear the passage ONLY ONCE.

　　If you find you spend more than you make, there are only two things to d decrease your spending or _______________(1). It’s often easiest to decrease expenditures, because your expenses tend to be more _______________(2). There are as many ways to _______________(3) as there are people looking to save it. For example, you may pool your resources with friends, or _______________(4) only during sales, or even live more simply.

　　But _______________(5) that saving money should not necessarily be an end in itself. Don’t _______________(6) of ways to save a dime, and don’t get upset about situations where _______________(7) to spend money. The goal is to bring your budget into balance, not to become a tightwad who keeps _______________(8) of every penny and feels that spending money is a _______________(9). It is important to remember that budgets may be _______________(10) not only by decreasing expenditures, but also by increasing income. _______________(11) to increase income is to get a _______________(12) if you don’t already have one.

　　Many students work during college. Although working adds to the _______________(13) you will face, it does not mean that your grades will necessarily suffer. In fact, many students who work _______________(14) than those who don’t work, because those with jobs need to be _______________(15).

　　Considering part-time work is often a better _______________(16) for dealing with budget shortfalls, than taking out a loan. Because student loans are _______________(17), it’s easy to use them as a crutch. Loans can be of help _______________(18) or if you couldn’t afford to attend a college without them. If you do _______________(19), remind yourself: one day soon you’ll have to _______________(20), with interest.